At 007 Venture Partners, we hold a firm belief that startups tackling humanity’s most significant challenges yield the highest returns and have the greatest impact. One of those challenges, though often overlooked is financial insecurity.
For most people, money remains one of the largest sources of anxiety. The global wealth gap continues to widen, while access to high-quality financial advice remains limited to the wealthy few. Traditional advisors are expensive, conflicted, and unable to scale. And for the next generation who prefer autonomy and digital solutions, the system feels outdated, fragmented, and inaccessible.
Portfolio Pilot is fixing that.
Backed by top Silicon Valley investors including Andreessen Horowitz, NEA, Village Global (backed by Bill Gates, Reid Hoffman, and Jeff Bezos), and AME Cloud Ventures led by Yahoo co-founder Jerry Yang, Portfolio Pilot is the first SEC-registered AI financial advisor built for self-directed investors.
The mission is simple but profound: make sophisticated, trustworthy financial advice accessible to everyone.
The $246 Billion Problem: Financial Advice for the Few
We live in a world where the quality of financial advice you receive depends on your wealth.
Human advisors typically charge around 1% of assets under management — pricing out the majority of households. Robo-advisors, while cheaper, offer generic, one-size-fits-all recommendations.
The result is a system where 70% of millennials with over $500,000 in net worth prefer managing their finances without human advisors, not because they don’t want advice but because they don’t trust the existing model.
Yet managing a full financial life is complex. Investment optimization, tax efficiency, estate planning, and retirement modelling are all intertwined. Without the right tools or guidance, individuals are left to piece together spreadsheets and apps, while critical opportunities slip away.
Portfolio Pilot was built to change this combining the sophistication of a hedge fund with the accessibility of a consumer app.
From Bridgewater to Silicon Valley: The Founders Behind the Vision
Co-founders Alexander Harmsen and Reid Hartman embody the perfect blend of Silicon Valley innovation and Wall Street expertise.
Alexander, a successful second-time YC founder, previously raised over $30M across AI ventures and brings deep experience in consumer-grade AI products. Reid, a former Bridgewater portfolio manager who managed over $150M, brings institutional investment rigor and quantitative economics expertise.
Together, they’ve built what no one else has: a hybrid-AI financial advisor that is explainable, regulatory-compliant, and proven to outperform human-managed portfolios by 3–6% annually.
Their system isn’t just smart, it’s trustworthy. It’s the only AI-driven platform legally registered with the SEC as a financial advisor, setting a new standard for how automation and regulation can coexist responsibly.
What Makes Portfolio Pilot Different
Most fintech tools focus on fragments of the financial experience, a budgeting app here, a robo-advisor there. Portfolio Pilot integrates it all into one complete, personalised advisor that continuously analyses your full financial life and provides actionable insights.
Users can:
- Track and optimise their full portfolio across accounts
- Receive proactive tax and investment recommendations
- Model scenarios like home purchases or retirement
- Optimise estate and wealth transfer strategies
This isn’t a chatbot or a dashboard — it’s a proactive financial co-pilot that learns, explains, and acts alongside you.
And the results speak for themselves:
- 38,000+ users managing $40B in assets
- 1.5-month CAC payback and 1.6% churn
- Partnerships reaching 1.5M+ customers through platforms like Public.com, ShareTec, and Webull
With a 47% trial conversion rate and 90th-percentile retention, Portfolio Pilot has achieved the kind of product-market fit fintech founders dream of.
A Generational Shift in Wealth and Mindset
The timing couldn’t be better. Over the next two decades, $84 trillion will transfer from Baby Boomers to Millennials and Gen X, the most self-directed, tech-native investor generations in history.
These investors demand transparency, control, and intelligence from their financial tools. They don’t want vague advice, they want data-driven insight they can trust.
Portfolio Pilot meets this moment by combining the depth of institutional finance with the usability of modern AI, turning every investor into a more confident, informed participant in their financial future.
Advancing Financial Inclusion and Human Dignity
At 007 Venture Partners, we don’t just look for companies that make money — we back those that make a difference.
Portfolio Pilot directly supports UN Sustainable Development Goals 8 and 10 by expanding access to unbiased, high-quality financial guidance that empowers individuals to build long-term wealth.
For too long, financial systems have deepened inequality. When advice is only accessible to the wealthy, the rest are left behind, paying higher fees, missing tax advantages, and making uninformed decisions.
By replacing manual, biased, and expensive financial advisory models with transparent, explainable AI, Portfolio Pilot levels the playing field. It gives millions of middle-class Americans access to the same sophistication once reserved for hedge funds and family offices.
This isn’t just financial innovation — it’s economic empowerment at scale.
Why We Invested
Portfolio Pilot represents the kind of opportunity we love at 007VP:
- A world-class founding team solving a deeply personal and structural challenge
- A massive $246B market ready for reinvention
- Proven, regulatory-compliant technology outperforming legacy players
- Compounding data and distribution advantages through trusted partnerships
- Alignment with our mission to invest in innovation that advances both prosperity and dignity
The company is now entering its next phase of growth, scaling its user base, and preparing to launch its managed investment product in 2026, the next major step toward becoming the AI financial advisor for everyone.
We’re proud to back Alexander, Reid, and their team as they lead this transformation — making smart, ethical financial advice not a luxury, but a universal right.
